SF Gate from 20 things from Dave Ramseys 20 things Rich People Do Every Day

1. Eat less junk food
2. Plan, can focus on goals
3. Exercise
4. Listen to audio books
5. maintain a to-do list
6. make their kids read
7. volunteer
8. make happy birthday calls
9. write down their goals
10. read for education
11. keep their thoughts to themselves (don’t spout off)
12. network
13. watch less TV
14. don’t watch reality TV
15. wake up 3 hours before work
16. teach daily success habits to their kids
17. believe good habits create opportunity
18. believe in life long educational self improvement
19. believe bad habits reduce opportunity
20. love to read

And a HuffPo piece about why poor people do what they do